SERVICES

You face many employee benefit challenges, including internal resources, time management, employee education, compliance with federal and state legislation, trend increases, pharmacy costs and increased litigation activity. This demanding environment dictates a change in the way you purchase and manage your insurance programs.

Planning

Securing the best insurance package for your business begins with planning. Analyzing all your risks is critical to successful implementation of your employer group benefits.

ALMKLM Enterprises, Inc. will partner with you by providing ongoing assistance, consultation and service that will help you control your insurance expenses, and help to choose the best plan to fit your company's needs and promote health care consumerism.

Strategy

Data analysis allows you to manage and reduce your claims activity. By analyzing your losses with a sophisticated data analysis tool, we can help you develop cost containment strategies and employee communication campaigns that will target areas with the highest potential to reduce high-dollar claims and high utilization.

Employee Education

Many employees don't take full advantage of their benefits because they don't understand them. Educating employees about their benefits and how to best use their plans by using a range of materials from ALMKLM Enterprises, Inc. Plus, our communications newsletters can help employees understand how various laws impact them and their families, such as health care reform, COBRA and FMLA.